After the Great Depression, the federal government backed mortgage lending as a route to homeownership and wealth accumulation, but redlined minority communities. White flight to suburbia left the urban core starved for investment and government services. Predatory lending and the 2010 foreclosure crisis further depressed rates of homeownership in the inner cities. Today, housing deeds still bear restrictive language such as “no lot in said tract shall at any time be lived upon by a person whose blood is not entirely that of the Caucasian race.” The restrictions have lost their legal standing but their spirit lingers in more nuanced ways.