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SoCal Matters
California's FAIR Plan Strained by Wildfires
Season 2025
Episode 277
With insurers canceling or refusing policies in high-risk wildfire areas, more Californians are turning to the FAIR Plan, the state's insurer of last resort. FAIR policies have spiked 123% over three years, raising concerns about affordability. Ricardo Lara's reforms aim to stabilize the market, but fire risks complicate progress.